Credit Insurance

A safeguard against the ups and downs of international trade

Atradius credit insurance services protect your business against the risks inherent in the sale of goods and services, both at home and around the world.

Why credit insure?
By credit insuring your commercial transactions, you safeguard against the potentially devastating effects of a loss caused by the insolvency or protracted default of one or more of your customers. For international trade, external factors such as import and trade restrictions can also interfere with the successful completion of your contract of sale. Through no fault of your own you might suddenly face insolvency, bad debts or even bankruptcy. Taking out credit insurance puts an end to all these worries. Credit insurance helps you relax and get on with what you are good at: doing business.

Our policies protect you against a wide range of commercial and political risks and can give you a competitive edge by enabling you to:

• Expand sales
• Protect your balance sheet against bad debts
• Boost your borrowing power
• Stabilise your cash flow
• Confidently develop new markets

Who can get cover?
Credit insurance is for you, whatever the size of your business. If you are looking for credit insurance, Atradius has a policy to suit your specific needs. Our flexibility allows you to cover your entire portfolio or just the key accounts against corporate insolvency, bankruptcy and bad debts. For multinational corporations with internationally based subsidiaries in need of credit insurance, our Global policy can be adapted for your company’s specific structure and requirements – umbrella cover with common terms for the group but with individual policies for country subsidiaries, provided in the local language, and governed by local jurisdiction and law. There really is a tailor-made solution for everyone, whatever your type of business.

Credit insurance can safeguard your company in many situations:

• In case of corporate insolvency
• Bankruptcy
• Dealing with bad debts
• Help you when dealing with the county court should it come to an administration order

In credit insurance, our market expertise spans the globe. Our strength is in our comprehensive knowledge of overseas trade and market conditions, and the quality of our country intelligence and local market advice. In short, there's not much we do not know about credit insurance.